This Privacy Policy describes how Affloat Capital ("we," "us," or "our") collects, uses, and shares your personal information when you use our website and services.
Information We Collect
When you use Affloat to find business lending options, we may collect:
- Contact information (name, email, phone number, address)
- Business information (company name, EIN, entity type, industry, years in business, revenue, employee count)
- Loan preferences (purpose, amount range, urgency, existing loan status)
- Credit information (personal credit score range of primary business owner)
- Device and usage information (IP address, browser type, pages visited)
How We Use Your Information
We use your personal information to:
- Match you with qualified lending partners
- Provide you with competitive loan offers
- Communicate with you about your funding requests
- Improve our matching algorithms and user experience
- Comply with legal obligations
Information Sharing
We share your information with lending partners in our network to provide you with funding offers. Importantly:
- Ping data (non-PII) such as state, ZIP code, entity type, industry, years in business, revenue, loan purpose, loan amount, credit score range, and employee count is shared with lenders for initial matching.
- Personal information (PII) such as your name, email, phone, address, business name, and EIN is encrypted and only shared with a lender after you accept their offer.
- We do not sell your personal information to unrelated third parties.
- We may share information with service providers who help us operate our platform and with legal authorities when required by law.
Data Security
We implement industry-standard security measures including 256-bit SSL encryption, secure data storage, and access controls to protect your personal and financial information. However, no method of transmission over the Internet is 100% secure.
Your Rights
Depending on your location, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your personal information
- Opt out of certain data sharing practices
- Withdraw consent for data processing
Cookies and Tracking
We use cookies and similar tracking technologies to improve your experience, analyze site traffic, and personalize content. You can manage your cookie preferences through your browser settings.
Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us at privacy@affloat.com or write to us at 100 Capital Drive, Suite 400, New York, NY 10001.
