Fast, flexible business funding from $10K to $5M+. Compare multiple lenders, get matched in minutes, and receive capital in as little as 24 hours.
No obligation. No credit impact.
Whatever your business needs capital for, we connect you with lenders who specialize in your type of funding.
Keep day-to-day operations running smoothly with fast access to working capital. Fund payroll, supplies, or bridge cash flow gaps.
Purchase or lease the equipment your business needs. Machinery, vehicles, technology, and more with flexible terms.
Open new locations, enter new markets, or scale operations. Growth-focused funding for ambitious businesses.
Access funds when you need them with a revolving line of credit. Only pay interest on what you use.
Consolidate existing business debt into a single loan with better rates and terms. Lower your monthly payments.
Turn your business idea into reality. Startup-friendly funding options to cover launch costs and early growth.
Traditional banks take weeks. We take minutes. Our network of 75+ lenders compete to fund your business, getting you the best rates and terms — fast.
From application to funding in as little as 24 hours
Fill out our quick application. We just need basic business info — no SSN required to get started.
Your request goes to our network of 75+ lenders who bid to offer you the best rates and terms.
Compare offers, pick the best one, and receive funds in your account in as little as 24 hours.
We built Affloat because business owners deserve better than slow banks and confusing loan terms.
Pre-qualification in minutes, not weeks. Our technology matches you with lenders instantly so you can focus on running your business.
256-bit encryption protects your information. We never share your PII until you accept an offer, and we never sell your data.
Multiple lenders bidding for your business means you get the most competitive rates and terms available.
Real humans who understand business lending. Our funding specialists are available to guide you through every step.
"Affloat got us $150K in 3 days when our bank said it would take 6 weeks."
Join thousands of business owners who've secured the funding they need
"Affloat connected us with a lender who funded our equipment purchase in just 3 days. The process was incredibly smooth and transparent."
"We needed working capital fast to take on a huge contract. Affloat matched us with the perfect lender — funded in under 48 hours."
"After being turned down by my bank, Affloat found me three offers within a day. The rates were competitive and the terms were fair."
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Tell us about your business and we'll match you with the right lenders
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Join 10,000+ business owners who've secured the funding they need. Apply in 2 minutes — get funded in as little as 24 hours.