Trusted by 10,000+ Business Owners

Keep Your Business
Afloat.

Fast, flexible business funding from $10K to $5M+. Compare multiple lenders, get matched in minutes, and receive capital in as little as 24 hours.

No Credit Impact
256-bit Encryption
Free to Apply
Quick Pre-Qualify

How Much Do You Need?

No obligation. No credit impact.

See My Options

Takes under 2 minutes · No SSN required to start

24hr Funding
Available
75+ Lenders
In our network
$2B+
Capital Funded
10K+
Businesses Funded
24hrs
Average Funding Time
4.9
Customer Rating
Flexible Funding Solutions

Funding for Every Business Need

Whatever your business needs capital for, we connect you with lenders who specialize in your type of funding.

Working Capital

Keep day-to-day operations running smoothly with fast access to working capital. Fund payroll, supplies, or bridge cash flow gaps.

Apply Now

Equipment Financing

Purchase or lease the equipment your business needs. Machinery, vehicles, technology, and more with flexible terms.

Apply Now

Business Expansion

Open new locations, enter new markets, or scale operations. Growth-focused funding for ambitious businesses.

Apply Now

Line of Credit

Access funds when you need them with a revolving line of credit. Only pay interest on what you use.

Apply Now

Debt Refinance

Consolidate existing business debt into a single loan with better rates and terms. Lower your monthly payments.

Apply Now

Startup Funding

Turn your business idea into reality. Startup-friendly funding options to cover launch costs and early growth.

Apply Now

Your Business Deserves Capital That Works as Hard as You Do.

Traditional banks take weeks. We take minutes. Our network of 75+ lenders compete to fund your business, getting you the best rates and terms — fast.

2min
To apply
75+
Lenders compete
24hr
Fast funding
$5M+
Max amount
Simple 3-Step Process

How It Works

From application to funding in as little as 24 hours

1

Tell Us About Your Business

Fill out our quick application. We just need basic business info — no SSN required to get started.

2

Lenders Compete for You

Your request goes to our network of 75+ lenders who bid to offer you the best rates and terms.

3

Choose & Get Funded

Compare offers, pick the best one, and receive funds in your account in as little as 24 hours.

Why Business Owners Choose Us

Not Just Another
Lending Platform.

We built Affloat because business owners deserve better than slow banks and confusing loan terms.

Lightning-Fast Decisions

Pre-qualification in minutes, not weeks. Our technology matches you with lenders instantly so you can focus on running your business.

Your Data is Fort Knox

256-bit encryption protects your information. We never share your PII until you accept an offer, and we never sell your data.

Lenders Compete, You Win

Multiple lenders bidding for your business means you get the most competitive rates and terms available.

Dedicated Support

Real humans who understand business lending. Our funding specialists are available to guide you through every step.

Business professionals reviewing funding options
M

"Affloat got us $150K in 3 days when our bank said it would take 6 weeks."

Marcus J.
Restaurant Owner · Funded $150,000

Real Businesses, Real Results

Join thousands of business owners who've secured the funding they need

$150K Funded

"Affloat connected us with a lender who funded our equipment purchase in just 3 days. The process was incredibly smooth and transparent."

M
Marcus J.
Restaurant Owner
$500K Funded

"We needed working capital fast to take on a huge contract. Affloat matched us with the perfect lender — funded in under 48 hours."

S
Sarah T.
Construction Company CEO
$75K Funded

"After being turned down by my bank, Affloat found me three offers within a day. The rates were competitive and the terms were fair."

D
David P.
E-commerce Founder

Security & trust standards

256-bit SSL
SOC 2 Compliant
All 50 States
Bank-Level Security
Free · No Obligation · 2 Minutes

Get Your Business Funded

Tell us about your business and we'll match you with the right lenders

Having trouble? Open form in new window

Ready to Keep Your Business Afloat?

Join 10,000+ business owners who've secured the funding they need. Apply in 2 minutes — get funded in as little as 24 hours.

Free to apply No credit impact No obligation